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Loan Department
Advance Lines—when you need cash, we have options.
No matter what your loan needs, Westmark has the loan and the term to fit you.
There are no loan application fees at Westmark. Your loan information will appear
on your monthly statement. With all Westmark loans, the shorter your loan term, the better your loan rate.
Advance Line
You may need something as simple as our Advance Line. This is your reserve credit line that can easily be accessed through your checking account or at any teller window. Whenever you write a check in excess of your available balance, your Advance Line will be funded in the exact amount needed and deposited to your checking account. If you elect not to pay off the entire balance of the line, your minimum monthly payment is 2.5% of your balance or a minimum of $10.
Personal Advance
If you need a loan for new furniture, car repairs, or a vacation, then our Personal Advance may be right for you. You can customize your loan by choosing the term that is best suited to you.
| Terms |
Minimum Loan |
12 Months
48 Months
|
$1,000 or more
$1,500 or more
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Special Loan Rate Reductions
If you have an active Westmark Checking Account with direct deposit into that Checking Account, you can qualify for a .25%
reduction of the loan rate. Also, if you sign up for auto pay from your Checking Account to your loan, you will qualify
for an additional .25% reduction of the loan rate.
See a Westmark Loan Officer for details and approval.
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