Credit Cards

Credit Cards - Westmark has one that's right for you and looks good too.

Whatever features are important to you in a credit card, you will find them in one of Westmark's VISAs or MasterCards. Our cards are attractive and offer features and benefits for every lifestyle. See our Credit Card Comparison Chart to see which card fits you.

Choose one that's right for you:

Credit Card Comparison Chart
  VISA MasterCard Gold VISA Platinum
Annual Fees No No No
Cash Advance Fees No *No *No
ATM and CALL 24 Access Yes Yes Yes
On-line Account Access Yes Yes Yes
Minimum Limit $1,000.00 $5,000.00 $10,000.00
Grace Period No Yes
25 Days on Purchases
Yes
25 Days on Purchases
Auto Payroll Deduction Yes Yes Yes
Low Minimum Payment 2.5% of Balance 2.5% of Balance 2.5% of Balance
*Cash Advance Fees may apply to promotional rates.


VISA Credit Card
This card is also offered as a Secured Credit Card, which means if you are trying to help build or establish your credit history you may want the Secured feature.

You will receive all benefits of this card, but the secured feature will require you to make either a $500 or $1,000 deposit (determined by the credit limit of the card) into a Share Savings Account or Term Certificate. The funds will remain pledged until the repayment of the balance and closure of the secured credit line. After you have established a credit history, you may apply for an unsecured credit card. If you qualify for the unsecured credit card, the shares originally pledged will be released.

Use the following link to view our current Visa Card Agreement.
Visa Card Agreement

To apply for a Visa Credit Card, click here.

MasterCard Gold

  • Minimum $5,000 limit
  • 25-day grace period on purchases

Use the following link to view our current MasterCard Gold Card Agreement.
MasterCard Gold Card Agreement

To apply for a MasterCard Gold Credit Card, click here.

VISA Platinum
This card offers the following:

  • Minimum $10,000 limit
  • 25-day grace period on purchases

Use the following link to view our current Visa Platinum Card Agreement.
Visa Platinum Card Agreement

To apply for a Visa Platinum Credit Card, click here.

All loans are on an approved credit basis. Credit card rates are variable rates.

Note: VISA cards will be accepted for purchases outside the United States, but will not work in ATMs.

All shares and deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), a U.S. Government Agency. IRAs are insured separately for an additional $250,000.

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