Loan Interest Rates.

These rates are based on approved credit, FICO score, loan-to-value, the length of term you select, and the type and age of collateral (if any). All rates quoted reflect the Annual Percentage Rate or APR. Mortgage rates quoted are note rates. Please contact the Real Estate Department at (208) 552-1035 for APRs.

Effective January 30, 2012

Automobiles
New Auto 2010 & Newer up to 72 mos.	2.50%	to	8.00%
New Auto 2010 & Newer up to 84 mos.	4.75%	to	5.75%
Used Auto 2007 - 2009 up to 72 mos.	2.75%	to	8.25%
Used Auto 2005 - 2006 up to 72 mos.	3.00%	to	8.50%
Used Auto 2004 & Older up to 48 mos.	4.00%	to	9.50%

Share Secured
Share Secured up to 60 mos.	10.00%	to	10.25%
Term Certificate	Certificate rate plus 2%

Personal Advance
Personal Advance 12 mos.	10.50%	to	13.50%
Personal Advance 48 mos.	11.25%	to	14.75%

Trailers, Motor Homes, Boats
2010 & Newer up to 120 mos.	4.40%	to	9.24%
2010 & Newer 180 mos.	7.49%	to	11.49%
2008-2009 up to 120 mos.	5.99%	to	9.99%
2004-2007 up to 84 mos.	6.99%	to	10.99%
2003 & Older up to 72 mos.	8.74%	to	12.74%

Specialty & Off-road Recreational Vehicles
2010 & Newer up to 60 mos.	5.49%	to	9.99%
2008-2009 up to 60 mos.	6.99%	to	10.99%
2006-2007 up to 48 mos.	7.99%	to	11.99%
2005 up to 36 mos.	8.99%	to	12.99%

Second Mortgage
60 mos.	5.90%
120 mos.	5.90%
144 mos.	7.75%
180 mos.	7.99%

Credit Cards
Visa	9.25%
MasterCard Gold	8.25%
VISA Platinum	7.25%
Visa Home Equity	5.00%
Visa Home Equity/Low Loan to Value (75% or Lower LTV)	4.00%

First Mortgage
10 Year	3.125%
15 Year	3.25%
20 Year	3.75%
30 Year	3.875%
10 Year Flat Fee First Mortgage (Flat fee of $500 includes origination, appraisal, closing, lender's title policy or lot book report and flood hazard determination fees)	3.625%

Apply for a loan online by clicking on the link below.

Clicking on the link below will open the credit application in a new window. Once you have completed your application you can return to the Westmark website by simply closing the credit application window.

Apply Online