Current Rates

Loan Interest Rates.

These rates are based on approved credit, FICO score, loan-to-value, the length of term you select, and the type and age of collateral (if any). All rates quoted reflect the Annual Percentage Rate or APR. Mortgage rates quoted are note rates. Please contact the Real Estate Department at (208) 552-1035 for APRs.

Effective November 24, 2014

Automobiles
New Auto 2011 & Newer up to 72 mos. 3.14% to 8.39%
New Auto 2011 & Newer up to 84 mos. 4.14% to 5.14%
Used Auto 2009 - 2010 up to 72 mos. 3.39% to 8.39%
Used Auto 2006 - 2008 up to 72 mos. 4.14% to 9.14%
Used Auto 2005 & Older up to 48 mos. 5.14% to 10.14%
Share Secured
Share Secured up to 60 mos. 10.00%
Term Certificate Certificate rate plus 2%
Personal Advance
Personal Advance 36 mos. 10.00% to 12.50%
Personal Advance 48 mos. 11.25% to 13.75%
Personal Line of Credit 18.00%
Trailers, Motor Homes, Boats
2011 & Newer up to 120 mos. 3.14% to 8.75%
2011 & Newer up to 144 mos. 3.75% to 8.96%
2011 & Newer up to 180 mos. 5.96% to 10.96%
2009-2010 up to 84 mos. 4.25% to 9.60%
2009-2010 up to 120 mos. 4.25% to 9.96%
2005-2008 up to 84 mos. 6.60% to 11.60%
2004 & Older up to 72 mos. 7.60% to 12.60%
Specialty & Off-road Recreational Vehicles
2011 & Newer up to 48 mos. 3.96% to 8.60%
2011 & Newer up to 60 mos. 4.60% to 9.60%
2011 & Newer up to 72 mos. 5.96% to 10.96%
2009-2010 up to 48 mos. 5.60% to 10.60%
2009-2010 up to 60 mos. 6.06% to 11.06%
2007-2008 up to 48 mos. 7.06% to 12.06%
2006 up to 36 mos. 8.06% to 13.06%
Second Mortgage
60 mos. - 1st Lien Position 4.50%
60 mos. - 2nd Lien Position 5.90%
61 to 120 mos. - 1st Lien Position 4.75%
61 to 120 mos. - 2nd Lien Position 5.90%
121 to 180 mos. - 1st Lien Position 4.75%
121 to 180 mos. - 2nd Lien Position 6.75%
Credit Cards
Visa 9.25%
MasterCard Gold 8.25%
VISA Platinum 7.25%
Visa Home Equity 5.00%
Visa Home Equity/Low Loan to Value (75% or Lower LTV) 4.00%
First Mortgage
10 Year Check current rates in our Mortgage Center
15 Year
20 Year
30 Year
8 Year No Fee First Mortgage** 3.25%
10 Year No Fee First Mortgage** 3.50%
15 Year No Fee First Mortgage*** 3.625%
30 Year No Fee First Mortgage*** 4.50%

**On the 8, 10, 15, and 30 year No Fee First Mortgage refinance loans, Westmark will waive or pay ALL loan fees. The refinance of an existing Westmark first mortgage may not qualify. On the 8 and 10 year No Fee First Mortgage purchase money loans, all major fees will be waived or paid by Westmark including origination, appraisal, closing, lender’s title policy, and flood hazard determination fees. Contact a loan officer for more details.

***The 15 and 30 year loans don't include the following fees if necessary must be paid by the borrower:

  • Private Mortgage Insurance Fees
  • Closing Fees or Closing Costs required by third party sales
  • Tax Service Fees
  • Any fees required to close, not specifically included in the promotional offer

***If the loan is repaid in the first 5 years borrowers will need to reimburse Westmark for the promotional fees covered by this program.

Apply for a loan online by clicking on the link below.

    Clicking on the link below will open the credit application in a new window. Once you have completed your application you can return to the Westmark website by simply closing the credit application window.

    Apply Online

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