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Current Rates
Loan Interest Rates
These rates are based on credit performance, ability to pay, the length of term you select, and the type and age of collateral (if any).
All rates quoted reflect the Annual Percentage Rate or APR. Lowest rate shown includes 1/4% Discount for Checking Account & Auto Pay and 1/4% discount for Direct Deposit or 1/2% Discount for Platinum Plus Checking. Mortgage rates quoted are note rates. Please contact the Real Estate Department at (208) 552-1035 for APRs.
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Effective May 15, 2008
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Automobiles
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New Auto 2007 & Newer up to 72 mos.
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4.99%
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to
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7.49%
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New Auto 2007 & Newer 84 mos.
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6.99%
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to
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9.49%
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Used Auto 2005-2006 up to 72 mos.
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4.99%
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to
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7.49%
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Used Auto 2003-2004 up to 72 mos.
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6.39%
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to
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8.89%
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Used Auto 2001-2002 up to 60 mos.
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6.79%
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to
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9.29%
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Used Auto 2000 & Older up to 48 mos.
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6.89%
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to
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9.39%
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Share Secured
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Share Secured up to 60 mos.
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10.00%
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to
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10.25%
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Term Certificate
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Certificate rate plus 2%
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Personal Advance
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Personal Advance 12 mos.
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10.50%
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to
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13.00%
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Personal Advance 48 mos.
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11.50%
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to
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14.00%
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Trailers, Motor Homes, Boats
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2007 & Newer up to 120 mos.
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5.99%
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to
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8.49%
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2007 & Newer 180 mos.
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7.99%
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to
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10.49%
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2005-2006 up to 120 mos.
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6.49%
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to
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8.99%
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2001 to 2004 up to 144 mos.
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9.14%
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to
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11.64%
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2000 & Older up to 84 mos.
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8.74%
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to
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11.24%
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Specialty & Off-road Recreational Vehicles
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2008 up to 60 mos.
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6.99%
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to
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9.49%
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2006-2007 up to 72 mos.
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8.49%
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to
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11.99%
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2003-2005 up to 60 mos.
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8.19%
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to
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10.69%
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2002 up to 48 mos.
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9.49%
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to
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11.99%
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Second Mortgage
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60 mos.
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5.99%
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to
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6.49%
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120 mos.
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6.50%
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to
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7.00%
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144 mos.
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7.50%
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to
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8.00%
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180 mos.
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7.74%
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to
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8.24%
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**180 mos. (5 Year Balloon Payment - Up to 80% LTV)
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5.99%
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to
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6.49%
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**180 mos. (5 Year Balloon Payment - Over 80% LTV)
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6.74%
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to
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7.24%
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Credit Cards
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Visa
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11.25%
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MasterCard Gold
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9.25%
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VISA Platinum
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8.25%
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Visa Platinum Plus
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6.25%
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Visa Home Equity
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6.00%
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Visa Home Equity Platinum Plus
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5.00%
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Visa Home Equity/Low Loan to Value
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5.00%
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First Mortgage
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10 Year
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5.25%
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15 Year
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5.375%
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20 Year
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5.875%
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30 Year
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5.875%
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Jumbo Loan (Over $417,000) with 7-year Balloon
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6.375%
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**Loan term matures in 60 months. Loan Payment based on a 180 month loan amortization with a balloon payment of the amount outstanding due in the 60th month. The balloon payment can be paid in full at that time or refinanced into a new loan at the loan rate effective at the time of maturity.
Apply for a loan online by clicking on the link below.
Clicking on the link below will open the credit application in a new window. Once you have completed your application you can return to the Westmark website by simply closing the credit application window.
Apply Online
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