When it comes to our checking accounts, the choice is yours.
Westmark Credit Union has the perfect checking account to fit your financial needs, whether you are interested in a no-fee checking account (Eagle Checking), an Interest Bearing Checking Account (Platinum Plus Checking), a checking account that pays a higher dividend (High Yield Checking), or you are 55 years and older and want an Interest Bearing Checking Account (Prime 55 Checking).
Checking Account Comparison
|Minimum Deposit Requirement||$25||$25||$25||$100|
|Monthly Fee||No||No||$5, if account falls below minimum aggregate balance or no activity||$10, if balance falls below $500 or other account requirements are not met.|
|Interest Bearing||No||Yes||Yes, Platinum Plus Rate||Yes, Tiered and based on total daily balance|
|Minimum Balance Requirement||No||No||$5,000, aggregate balance and an active checking account||$500 monthly deposit, 20 debit card transactions, and $500 Checking Account balance|
|Online Bill Pay||15 free per month||15 free per month||15 free per month||15 free per month|
|Overdraft Check Protection***||Up to $300||Up to $300||Up to $1,000||Up to $300|
|Check Orders||Free Starter Book||2 boxes per year||2 boxes per year||2 boxes per year|
|VISA Debit Card||Free||Free||Free||Free|
|Personal Branch (Home Banking)||Free||Free||Free||Free|
|Additional Benefits||None||$1 Money Orders or Cashier Checks||$1 Money Orders or Cashier Checks
$12 off annual Safe Deposit Box rental (where available)
|$1 Money Orders or Cashier Checks|
See Disclosure for additional details. Non Sufficient Funds (NSF) fees apply to all Westmark Checking Accounts.
*Any credit line used as an overdraft source is $3 per transaction.
**Courtesy Pay – Opt In Service is $29 per Item
*** Personal Line of Credit and Return Check Protection are dependent upon Chex System Rating.
With a Westmark Checking Account you are eligible to take advantage of numerous benefits. All checking accounts provide $1,000 in Accidental Death & Dismemberment Insurance, as well as 24/7 access to accounts via online and mobile banking as well as ATMs.