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Investment Management
Options built around your life
Strategies designed to help you seek growth,
conserve capital, and manage wealth at every stage.
Build With Purpose
Investments built around your goals
Whether you’re investing for the first time or refining a long-term strategy, your goals deserve a plan that works for you. Westmark Wealth Management offers access to a range of investment choices designed to help you seek growth, conserve resources, and manage wealth through every chapter of life.
Explore your investment options
Mutual Funds
Diversify with professionally managed funds — from conservative to more growth-oriented approaches, including:
- Money market funds for liquidity and lower relative risk
- Stock funds for growth potential
- Bond funds for income potential
- Exchange-traded funds (ETFs) for flexible, cost-conscious investing
IRAs (Individual Retirement Accounts)
Save for retirement with potential tax advantages:
- Traditional IRAs may offer tax-deferred growth and potential deductions
- Roth IRAs can provide tax-free qualified withdrawals in retirement
- Rollover IRAs help consolidate savings from previous employers
Managed Accounts
Let professionals oversee your portfolio with strategies matched to your goals and risk tolerance. These accounts can offer:
- Access to institutional-level investment managers
- Diversified holdings such as mutual funds, ETFs, and individual securities
- Ongoing oversight and adjustments as markets and your needs change
Annuities
Plan for usable income in retirement. Annuities combine investment growth with insurance features and may offer:
- Tax-deferred growth potential
- Options for lifetime income
- Features that can help address the risk of outliving your savings
Stocks & Bonds
Build a custom portfolio with individual investments that match your style. Our advisors can help you choose a mix focused on:
- Growth opportunities through equities
- Income potential through bonds and fixed income
- Diversification aligned with your timeline and risk comfort
Not sure where to start?
Our Westmark Wealth Management advisors can help you compare options and build a mix that fits your goals, timeline, and comfort with risk.
Talk With an AdvisorStart With Confidence
We’re here to guide every step
Whether you’re investing for the first time or fine-tuning an existing strategy, our financial professionals help you make informed decisions, so you can move forward with clarity.
Let’s build your future together.
Talk With an Advisor
Ready to start your planning journey?
Our advisors are available for complimentary, no-obligation consultations. Whether you have questions about retirement, investments, insurance, or estate planning, we’re here to help Westmark Credit Union members take the next step.
Call 208-535-1100, email parrya@westmarkis.com, or schedule online with one of our advisors.
Check the background of these investment professionals on FINRA’s BrokerCheck.
Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All investing involves risk including loss of principal. No strategy assures success or protects against loss.
Investing in mutual funds involves risk, including possible loss of principal. Fund value will fluctuate with market conditions and it may not achieve its investment objective.
ETFs trade like stocks, are subject to investment risk, fluctuate in market value, and may trade at prices above or below the ETF’s net asset value (NAV). Upon redemption, the value of fund shares may be worth more or less than their original cost. ETFs carry additional risks such as not being diversified, possible trading halts, and index tracking errors.
Contributions to a traditional IRA may be tax deductible in the contribution year, with current income tax due at withdrawal. Withdrawals prior to age 59½ may result in a 10% IRS penalty tax in addition to current income tax.
A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply.
Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.
Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.
There is no guarantee that a diversified portfolio will outperform a non-diversified portfolio. Diversification does not protect against risk; it is a method used to help manage portfolio volatility.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Westmark Credit Union and Westmark Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Westmark Wealth Management, and may also be employees of Westmark Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Westmark Credit Union or Westmark Wealth Management. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency |
Not Credit Union Guaranteed |
Not Credit Union Deposits or Obligations |
May Lose Value |
Westmark Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.