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Business Checking That Works as Hard as You Do.
At Westmark Credit Union, our business checking accounts are built to support you at every stage — from getting started to scaling up. Whether you’re running a small operation or managing a growing team, you’ll get the tools, security, and flexibility you need to stay in control of your finances.
Choose Your Business Checking Account
Two simple options — built to fit your business today and scale as you grow.
Blue Reserve
Simple. Smart. Built for small businesses.
$5/mo
Monthly maintenance fee (easy to waive)
- Fee waived with 20+ debit/credit transactions, $2,500 average balance, or a qualifying lending relationship
- No monthly fee for nonprofits
- Free VISA Business Debit Card
- Online & mobile banking + mobile check deposit
- Free Bill Pay + account alerts & eStatements
- Additional Treasury Services available (Basic ACH, Full ACH, Wires, Positive Pay, Merchant Services)
Best for: startups, sole proprietors, nonprofits, and low-to-moderate transaction volume.
Blue Reserve Elite
Powerful banking for growing businesses.
$20/mo
Monthly maintenance fee (relationship-based waiver)
- Fee waived with 50+ debit/credit transactions, $10,000 average balance, or a qualifying lending relationship
- Basic ACH included (supports payroll and customer payments)
- Free VISA Business Debit Card
- Online & mobile banking + mobile check deposit
- Additional Treasury Services available (Full ACH, Wires, Positive Pay, Merchant Services)
Best for: established businesses, employers, higher activity accounts, and businesses using ACH or wires.
Additional Treasury Services may include Basic ACH, Full ACH, wire services, merchant services, and Positive Pay fraud protection tools. Approval and eligibility may apply.
Business Account Comparison
Compare Blue Reserve and Blue Reserve Elite side-by-side.
Blue Reserve |
Blue Reserve Elite |
|
|---|---|---|
| Best For | Startups, small teams, nonprofits, low-to-moderate transaction volume | Growing businesses, employers, higher activity, ACH and wire users |
| Monthly Fee | $5 | $20 |
| Fee Waiver | 20+ debit/credit transactions, OR $2,500 avg balance, OR qualifying lending relationship, OR nonprofit | 50+ debit/credit transactions, OR $10,000 avg balance, OR qualifying lending relationship |
| Free VISA Business Debit | ||
| Online & Mobile Banking | ||
| Mobile Check Deposit | ||
| Free Bill Pay & eStatements | ||
| User Access & Controls | ||
| Dual Authorization | ||
| Basic ACH | Optional | Included |
| Additional Treasury Services | Basic ACH, Full ACH, Wires, Positive Pay, Merchant Services | Full ACH, Wires, Positive Pay, Merchant Services |
| Get Started | Apply | Apply |
More Business Solutions
Explore our complete suite of business banking products and services.
Business Savings
Grow your reserves.
Business Loans
Financing to grow.
Business Credit Cards
Low rate or rewards.
Business Services
Merchant & payroll.
Positive Pay
Fraud protection tools.
Order Checks
Reorder business checks.
ACH Services
Payroll & payments.
Find a Branch
Visit us today.
Business Checking FAQs
Common questions about Blue Reserve and Blue Reserve Elite checking accounts.
Blue Reserve Elite: The $20 monthly fee is waived with 50+ debit/credit transactions per month, a $10,000 average monthly balance, or a qualifying lending relationship.