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Westmark Credit Union

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Rec and RV Loans

Support for your adventures

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Financing for the Open Road

Hit the road with confidence with an RV loan from Westmark Credit Union. Our member-focused approach means competitive rates, flexible repayment options, and support from a local lending team that helps you choose a payment that fits your budget so you can spend more time enjoying the adventure ahead.

Competitive RV Loan Rates - Save over time with low rates designed to help you keep more in your pocket.
Flexible Terms & Payments - Flexible terms (up to 180 months) and payment options to fit your goals and budget.
Local, Member-Focused Support - Get help from real people who take the time to answer your questions and choose the right loan for you.
Fast Decisions - Apply online in minutes and get a quick response, so you can shop and buy with confidence.

RV Types We Finance

From big-road trips to weekend getaways, Westmark can help finance the RV or recreational ride that fits your adventure.

Motor Homes

Finance a new or used motor home with attractive terms and a simple online application.

  • New and used motor homes
  • Extended term financing available to qualified borrowers
  • Hassle-free online application

Towable RVs

Looking for a towable setup? We finance popular RV options that make weekends away easy.

  • Travel trailers
  • Utility trailers
  • New or used financing

Boats & Watercraft

Take your adventure to the water with financing for boats and personal watercraft.

  • Boats
  • Watercraft - including Jet-Skis and Wet-Bikes
  • Competitive rates & flexible terms

Powersports & Off-Road Vehicles

Need financing for your next thrill ride or off-road toy? We've got loan options for popular specialty vehicles.

  • Snowmobiles & four-wheel ATVs
  • Motorcycles & mopeds
  • Specialty/off-road financing available

RV & Specialty Loan Rates

Save more with Westmark

*Members may earn up to a 0.50% APR discount on Auto, RV or Specialty/Off Road RVs.  Speak with a Westmark representative for more information.

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*Your credit history and income may qualify you for up to 100% financing of the purchase price, plus tax and title fees. See a Westmark Loan Officer for details and approval. Extended term financing available to qualified borrowers based on income, credit history, and model year of the collateral. Extended financing may not be available in all cases.

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Frequently Asked Questions

Common questions about RV loans and the application process.

Westmark finances motor homes, travel trailers, boats, jet-skis, snowmobiles, ATVs, motorcycles, and mopeds. Terms vary based on the vehicle type and loan amount.

Down payment requirements vary based on your credit, the RV, and loan structure. You may qualify for up to 100% financing of the purchase price, plus tax and title fees. Contact a Westmark Loan Officer at (208) 523-1071 for details.

At Westmark, RV loan terms vary by loan amount, model year, and your credit qualifications. We offer flexible terms up to 180 months for qualified borrowers on larger RVs. See the table below for term options based on purchase price.
Category Term Minimum Purchase Price
Trailers, Motor Homes & Boats (Large RV) Up to 60 Months $5,000 to $6,999
Trailers, Motor Homes & Boats (Large RV) Up to 72 Months $7,000 to $9,999
Trailers, Motor Homes & Boats (Large RV) Up to 84 Months $10,000 to $14,999
Trailers, Motor Homes & Boats (Large RV) Up to 120 Months $15,000 to $19,999
Trailers, Motor Homes & Boats (Large RV) Up to 144 Months* $20,000 to $24,999
Trailers, Motor Homes & Boats (Large RV) Up to 180 Months* $25,000 and more
Specialty & Off-Road Recreational Vehicles (Small RV) Up to 36 Months $1,000
Specialty & Off-Road Recreational Vehicles (Small RV) Up to 48 Months $3,000
Specialty & Off-Road Recreational Vehicles (Small RV) Up to 60 Months* $5,000
Specialty & Off-Road Recreational Vehicles (Small RV) Up to 72 Months* $7,500

Having these details ready can help your RV loan application go smoothly:
  • RV details such as VIN, make, model, year, engine size, mileage, and length
  • Any trade in information such as title, loan details, and registration
  • Estimated amount to finance including purchase price, taxes, tags, title, and warranty minus any down payment
  • Your desired loan term
  • Dealer or seller name
  • The state where you will register the RV

Yes! Westmark RV loans have no prepayment penalty. You can make extra payments or pay off your loan early anytime without a fee. Contact us at (208) 523-1071 if you have questions about your loan payoff.

To refinance your RV loan to Westmark, have the following ready:
  • Current lender name and phone number
  • Your loan number
  • Payoff amount and valid-through date
  • Per diem amount if available