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Westmark Credit Union

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Grow Your Savings

Your goals. Our mission.

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FAQ

Why Save with Westmark

Your Primary Savings account establishes your membership at Westmark Credit Union. With just a $5 deposit, you unlock access to our full line of products and services. Whether you're setting aside money for a big purchase, education, retirement, or everyday goals, you'll earn more when you save with us. All of our savings accounts include these benefits:

Easy Access - Free online and mobile banking that includes a Financial Wellness toolkit to help you save faster. 24/7 ATM and Phone Banking.
Banzai Free Financial Education - Practical, easy-to-understand tools and resources to build real-world money skills and make confident financial decisions.
NCUA Insured - Your deposits are federally insured up to $250,000 per account type.
24/7 Access - Check balances, transfer funds, and manage your accounts anytime with ATM access and Phone Banking (CALL 24).
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High-Yield Savings Account

Our High-Yield Savings Account gives you the freedom to manage your account completely online while earning our best savings rate.

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Compare Savings Accounts

Choose the account that fits your savings goals and lifestyle.

Primary Savings

Establish your membership with just $5. The foundation for all your Westmark products and services.

  • $5 minimum opens your membership
  • Dividends compounded quarterly
  • No transaction restrictions*
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Daily Dividend

Earn dividends compounded monthly with no minimum balance or deposit requirements.

  • No minimum balance required
  • Dividends compounded monthly
  • No transaction restrictions*
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Premium Money Market

Higher dividend rates for members with a Premium Checking Account and with $5,000+ balances.

  • Higher dividend rate
  • $5,000 minimum balance. $15/month if account falls below min. balance
  • 6 free withdrawals per month. Additional $15 each.
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Platinum Money Market

Our highest dividend rates for balances over $20,000. Requires $20,000 minimum to open.

  • Highest dividend rates
  • $20,000 minimum to open, no minimum after
  • 6 free withdrawals per month. Additional $10 each.
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*No transaction fees will occur unless related to an automatic overdraft transfer.

Earn More Together

Start building your savings today. Westmark's savings accounts offer competitive dividend rates, no monthly fees, and the flexibility to access your money when you need it.

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Checking Accounts

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Online & Mobile Banking

Bank anytime, anywhere.

Financial Education

Free money skills.

Frequently Asked Questions

Common questions about our savings and deposit accounts.

Opening a savings account is easy! You can apply online, visit any branch location, or call us. You'll need a valid government-issued photo ID and a minimum deposit (typically $5 for Primary Savings). If you're not already a member, you'll need to open a Primary Savings account to establish membership.

The main difference is how dividends are compounded. Primary Savings compounds dividends quarterly and requires a $5 minimum balance. Daily Dividend Savings compounds dividends monthly and has no minimum balance requirement. Both accounts have no monthly fees. Compare accounts to see which is right for you.

Yes! All deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per account type. This means your money is safe and protected. Different account types (checking, savings, CDs, IRAs) are insured separately, so you can have more than $250,000 insured total.

Most of our savings accounts have no monthly maintenance fees. Primary Savings requires a $5 minimum balance, but there are no fees as long as you maintain that balance. Daily Dividend Savings has no minimum balance requirement and no monthly fees. Premium Money Market accounts require a $5,000 minimum balance to avoid the $15 monthly fee. Platinum Money Market has no monthly fees.

Yes! All accounts include free online and mobile banking. You can check balances, transfer funds between accounts, view transaction history, set up automatic transfers, and more. Enroll in online banking through our website or download our mobile app from the App Store or Google Play.