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Auto Loans

Great rates for great adventures

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Overview
Rates
Resources
FAQ

Driven by Partnership, Powered by You

Westmark's auto loans are designed around your life, your priorities, and your next adventure. Whether you're buying your first car, upgrading, or refinancing, our local Member Advisors take the time to understand your financial goals and guide you toward the right fit, by offering honest advice, flexible terms, and quick decisions. We make car buying easy with our trusted network of local dealer partners, so you can shop, choose, and finance your vehicle all in one place.

Personalized guidance from local Member Advisors who can help you find the perfect auto loan.
Quick, transparent approvals because your time matters, and your financial goals deserve our personal attention.
Low rates and flexible options tailored to your budget, lifestyle, and long-term financial goals.
Trusted local partnerships you can finance directly at one of our partner dealers for a seamless, one-stop car buying experience.
Get Pre-Approved Partner Dealerships

We make financing simple.

We'll partner with you to get on the road faster, with quick decisions made right here in your community.

Get Pre-Approved

Apply online and get your rate within minutes — no stress, no surprises.

Shop Smart

Find your dream car with our Car Finder and lock in your Westmark rate.

Sign & Submit

E-sign your documents from your phone, online, or visit a local branch.

Get the Keys

We'll send the check to your dealer or have it ready for pickup. Time to drive!

Auto Loan Rates

Save more with Westmark

*You could be eligible for 0.50% APR off your approved Auto, RV or Specialty/Off Road RVs, if you have an active Checking Account (5 transactions per month) and Direct Deposit each month.

📄 Rates embed (preview)
These rates #auto-loan-rates-widget will appear on the live site but not in the CMS. To edit rates, edit the content on the main Rates page.

*APR = Annual Percentage Rate. Rates effective as of the current date and subject to change without notice. Rate shown is the lowest rate available and assumes excellent credit. Your actual rate may be higher based on credit history, loan amount, and term. Subject to credit approval.

Auto Buying Resources

Everything you need to find, finance, and protect your next vehicle.

Find Your Next Ride the Smart Way

Powered by CUDL AutoSMART

Buying a car doesn't have to be complicated. Our car buying service helps you shop with confidence, compare options, and move forward knowing you're getting a fair deal—backed by local guidance every step of the way.

Explore a wide selection of vehicles
See clear, competitive pricing on multiple vehicles
Start with pre-approval, so you know your budget range
Financing through Westmark right at the dealership

Search once, shop multiple trusted local dealers, and lock in financing that fits your budget, all in one spot.

Shop Cars Get Pre-Approved
Dealer Network Finder
Powered by our trusted dealer network.
Westmark Auto Insurance

Auto Insurance

Affordable, reliable auto coverage with local service you trust. Get a quote in minutes and guidance when it matters most.

Liability & Full Coverage
Collision & Comprehensive
Local Support
Quick Online Quotes
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Auto Loan FAQs

Here's everything you need to know before you hit the road.

Yes—credit union loans are available only to members. Opening membership is fast and unlocks all of Westmark's benefits. We'll help you join during the application process if you're not already a member.

Absolutely! Apply online to get pre-approved and know your budget before visiting a dealer. Pre-approval helps you negotiate confidently and speeds up the final loan process.

Yes! You can refinance your current auto loan from another lender to Westmark and often lower your monthly payment or interest rate. It's quick, local, and could save you hundreds over the life of your loan.

Members can earn a 0.50% APR discount with active checking (at least five transactions monthly) and direct deposit. Seasonal promotions and dealer partnerships may also apply.

No problem! Westmark offers private party auto loans with the same great rates and terms. We'll guide you through the title transfer and paperwork to make the process easy and secure.

There's no prepayment penalty on Westmark auto loans. You can make extra payments or pay off your loan early without a fee.