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Westmark Credit Union

Digital Banking

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High-Yield Savings

Elevated savings.

Open Account

Earn More with High-Yield Savings

Our High-Yield Savings Account gives you the freedom to manage your account completely online while earning our best savings rate. With tiered rates that reward higher balances, your money works harder for you—24/7.

Competitive Tiered Rates - The more you save, the more you earn with our tiered rate structure. View current rates.
24/7 Online Access - Manage your account anytime through online banking and our mobile app.
Free Automatic Transfers - Set up recurring transfers to build your savings effortlessly.
NCUA Insured - Your deposits are federally insured up to $250,000.

Account Requirements

  • $1,000 minimum balance required to earn dividends
  • $10 monthly fee if balance falls below $1,000
  • eStatements required (no paper statements)
  • 6 free withdrawals per month ($10 fee for each additional withdrawal)
  • Westmark membership required (Primary Savings with $5 minimum)

High-Yield Savings Rates

Earn more as your balance grows. Our tiered rate structure rewards you for saving more.

📄 Rates embed (preview)
These rates #high-yield-savings-widget will appear on the live site but not in the CMS. To edit rates, edit the content on the main Rates page.

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Frequently Asked Questions

Common questions about our High-Yield Savings Account.

Westmark provides several ways for you to add funds to your account:

  • Internal or External transfers by utilizing our Online Banking or our Mobile Banking App*
  • ACH authorization from other financial institutions
  • ACH authorization through our Virtual Branch
  • Direct Deposit
  • Wire Transfer**
  • In branch requests
  • Send us a check in the mail to:

Mailing Address
P.O. Box 2869
Idaho Falls, ID 83403-2869

If you need assistance opening this account, setting up ACH origination, or need additional information contact our Virtual Branch at 208-529-1891.

  • Internal and External transfers by utilizing our Online Banking or our Mobile Banking App*
  • ACH authorization from other financial institutions
  • ACH authorization through our Loan Operations Department
  • In branch requests

You can make 6 free withdrawals per month from your account. Each additional withdrawal that exceeds the limit will incur a $10 Fee.

Yes, please contact us at 1-800-574-5626 and we will help get your POD beneficiaries added after the account has been opened.

Please contact us at 1-800-574-5626 to close your account.

*Limits on holds may apply when using these online banking features.

**Fees are incurred for incoming wire transfers.

Please see our Account Agreement for additional costs.