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Where local support meets excellent rates
At Westmark, we know that growing a business in Idaho takes more than capital. It takes a partner who understands your market. Our commercial lending team lives and works right here, making decisions locally so you get timely answers and guidance you can trust. From equipment financing and vehicle loans to commercial real estate and construction, we are invested in helping Idaho businesses succeed.
Business Lending Options
Flexible financing to match the way your business operates.
Business Vehicle Loan
Finance work trucks, delivery vans, company cars, and more with competitive rates and flexible terms.
- Efficient, convenient process
- Competitive rates & terms
- No prepayment penalties
Business Equipment Loan
Keep your business running with financing for new and used equipment, machinery, furniture, and fixtures.
- New & used equipment
- Competitve rates and flexible terms
- Multiple collateral types
Business Line of Credit
A Westmark Business Line of Credit gives you flexible access to funds for short-term needs, with a low variable rate and an easy renewal process.
- Flexible working capital for supplies, discounts, and unexpected expenses
- Quick access to funds to help manage cash flow
- Low variable rate with simple renewals
Commercial Real Estate
Competitive financing options for professionals looking to purchase or refinance commercial real estate, with flexible terms and a streamlined loan process.
- Flexible rate options with fixed or variable terms
- Efficient, low-fee process designed to keep financing straightforward
- Multiple amortization options to help structure payments that fit your goals
Commercial Construction
Get your project off the ground with a Westmark Commercial Construction Loan, designed to support your build from start to finish with flexible financing and local expertise.
- Flexible construction financing for offices, clinics, warehouses, and other business facilities
- Interest-only payments during construction to help manage cash flow
- Seamless transition to permanent financing with competitive rates and fixed or variable options
Home Builder Construction
Westmark’s Home Builder Construction Loan supports builders of all sizes—from custom home builders to larger developers—offering flexible financing for both pre-sold and speculative homes.
- Financing for pre-sold and speculative homes with defined commitments and competitive rates
- Efficient construction monitoring with timely inspections and funding
- Local lending support from a Westmark commercial lending professional at every step
Business Credit Cards
Two cards built for how you operate: Obsidian for low rates and flexibility, or Obsidian Elite for up to 2% cash back on everyday spending.
- No annual fee on either card
- 0% balance transfers up to 12 months (Obsidian)
- Up to 2% relationship-based cash back (Obsidian Elite)
- Contactless pay, mobile wallet, and 24/7 fraud protection
Why Businesses Choose Westmark
Local decisions. Personal guidance. Competitive rates.
Local Decisions
Your loan is reviewed right here—by Idahoans who understand our market, from Idaho Falls to Boise and everywhere in between.
Dedicated Team
Work directly with a commercial lending professional who guides you through every step—from application to closing.
Efficient Process
We know your time is valuable. Our streamlined process gets you answers quickly without unnecessary delays.
Competitive Rates
As a member-owned credit union, we put our profits back into better rates and fewer fees—not shareholder pockets.
Talk to Our Commercial Lending Team
We know Idaho. We know business. Let's find the right fit together.
Nicole Gillespie
Construction Loan Officer
Jamie Steele
VP of Commercial Lending
Tim Hicks
Commercial Loan Officer 3 – Western Region
Sam Pulliam
Commercial Loan Officer
Loren Olsen
Commercial Loan Officer
Or visit any of our branch locations to discuss your business lending needs
Find a Branch Near YouBusiness Loan FAQs
Common questions about our business lending options.
Subject to credit approval. Terms may vary by creditworthiness. Federally insured by NCUA. Equal Housing Lender.