Skip to main content

 

Westmark Credit Union

Digital Banking

Enter your username.
Enter your password.


Financial Education Center

Interactive Tools & Guides

Everything You Need to Make Confident Financial Decisions

Explore interactive calculators and planning tools from Banzai to help you budget, reduce debt, and plan major purchases.

Practical & fast — Get answers in minutes with simple inputs.
Plan with confidence — See tradeoffs before you commit.
Mobile friendly — Tools adapt to your screen size.
Make a plan — Build next steps you can actually follow.

Featured Coaches

Step-by-step guidance for your biggest financial decisions

Financial Wellness Assessment

A quick check‑in to see where you stand and what to focus on next.

Create a Budget

Build a plan for your money and assign every dollar a job.

Get Out of Debt

Create a payoff plan and see your debt‑free date.

Know Your Net Worth

Understand assets and liabilities and track progress over time.

Financial Calculators

Quick tools to crunch the numbers on any financial decision

Budgeting & Savings

2 tools
Budget Calculator

Build a clear monthly plan and spot where your money goes.

Emergency Fund Calculator

Set a realistic emergency fund goal and timeline.

Debt & Credit

4 tools
Credit Card Payoff

See how extra payments reduce interest and payoff time.

Debt Payoff Calculator

Compare payoff strategies across debts.

Minimum Payment

Understand the real cost of paying only the minimum.

Personal Loan

Estimate payoff time based on amount and rate.

Home & Mortgage

7 tools
Mortgage Calculator

Estimate monthly payment and break down principal vs. interest.

Mortgage Affordability

Check what payment fits your budget.

Mortgage Estimation

Work backwards from a target monthly payment.

Early Mortgage Payoff

See the impact of extra principal payments.

Mortgage Refinance

Compare current mortgage to a refinance option.

HELOC Calculator

Estimate potential HELOC limits based on home value.

Rent Affordability

See what rent fits your budget and income.

Auto

4 tools
Auto Loan Payoff

See savings from paying extra on an auto loan.

Auto Refi (Monthly)

Compare refinance for lower monthly payment.

Auto Refi (Term)

Compare refinance to pay off faster.

Auto Affordability

Find a price range based on monthly payment.

Saving & Investing

5 tools
Savings Calculator

Project savings growth with contributions.

Term Certificate Calculator

Estimate CD growth over the term.

Money Market

Explore MMA growth with contributions.

Retirement

Project funds based on savings rate.

Compound Interest

See how compounding changes outcomes.

Student Loans

1 tool
Student Loan Payoff

Estimate payoff time and interest with extra payments.

Cost of Living

1 tool
Cost of Living Calculator

Compare costs across cities and states to plan a move.

Interactive Guides

Guided Coaches

Step-by-step programs that help you make decisions and build personalized plans

Budgeting

Trim Your Budget

Find easy wins to cut expenses and save more.

Build an Emergency Fund

Set a savings goal and make a plan to reach it.

Saving With a Purpose

Turn a goal into a monthly savings plan.

Debt & Credit

Build Credit

Learn steps to build or improve credit.

Repair Credit

Practical ideas for improving your score.

Debt Collections

Know your rights with collectors.

Home & Auto

What Mortgage Can I Afford?

Find a comfortable housing payment.

What Car Can I Afford?

Estimate a comfortable car payment.

Retirement

Retirement Funds

Compare Traditional vs Roth options.

Am I Ready to Retire?

Set a goal and see if you're on track.

Education

FAFSA Coach

Walk through FAFSA basics and estimate aid.

Cost of College

Estimate expenses for a year of college.

Safety

Scam Checker

Not sure if a message is legit? Find out.

Weather an Economic Storm

Build a plan for uncertainty.