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Westmark Credit Union

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Merchant Services

Simplify your business with Clover

Clover for Business.

Owning a business can be demanding—from tracking inventory and supervising employees to taking orders and everything in between. That's why Westmark has teamed up with Clover to help simplify your operations with a complete payment processing and business management solution.

Accept more payment types – EMV® chip cards, Apple Pay®, Samsung Pay®
Protect your business – fraud protection with built-in security
Generate more sales – mobile loyalty and rewards programs
Uncover new insights – compare sales within your market
Grow online – manage everything in one place
Manage operations – inventory, schedules, and payroll

Clover Point-of-Sale (POS) Systems

Choose the right system for your business—from mobile to full countertop setups.

Clover Go

All-in-one contactless, chip, and swipe card reader that wirelessly pairs with your mobile device.

  • Portable & wireless
  • Pairs with smartphone
  • Accept all payment types

Clover Flex

Accept payments tableside, in-line, on the floor, or off-premises with this handheld portable POS.

  • Built-in receipt printer
  • Camera & QR scanner
  • All-in-one device

Clover Mini

Compact countertop system with full-scale POS functionality that can connect to a cash drawer.

  • Space-saving design
  • Full POS features
  • Cash drawer compatible

Clover Station Solo

All-in-one countertop POS and business management system with merchant-facing screen and receipt printer.

  • Full business management
  • Built-in receipt printer
  • Powerful & efficient
Popular

Clover Station Duo

Fast and powerful dual-screen system that lets customers initiate payment and view the transaction.

  • Customer-facing display
  • Fast & powerful
  • Complete POS solution

Virtual Terminal

Run your business from your laptop, phone, or tablet—no additional hardware needed.

  • No hardware required
  • Works on any device
  • Process payments anywhere

Clover Capital

Turn future credit card sales into working capital for your business.

Unlike traditional loans, Clover Capital offers a flexible way to access funds when you need them—with no fixed payment amount, no fixed term, and no interest rate. Repayment is based on a percentage of your daily card sales, making it a smart option for businesses with variable revenue.

  • No fixed payment amount – Pay based on your daily sales
  • No fixed term – Flexible repayment timeline
  • No interest rate – Simple, transparent pricing
Learn More About Clover Capital

Working Capital, Your Way

Access the funds you need to grow your business—inventory, equipment, marketing, or whatever helps you succeed.

Purchase inventory
Buy equipment
Fund marketing
Expand locations

Clover Merchant Services FAQ

Common questions about Clover POS systems and merchant services.

Contact our business team to discuss your needs and we'll help you choose the right Clover system for your business. We'll walk you through the merchant processing agreement and get you set up quickly. Whether you're a restaurant, retailer, or service business, there's a Clover solution that fits.

Clover systems accept all major payment types including EMV® chip cards, contactless payments (tap to pay), Apple Pay®, Samsung Pay®, Google Pay, traditional magnetic stripe cards, and more. This flexibility ensures you can accept payments however your customers prefer to pay.

The right Clover system depends on your business needs. Clover Go is ideal for mobile businesses or pop-up shops. Clover Flex works great for restaurants, delivery services, or businesses needing portability. Clover Mini is perfect for small countertop spaces. Clover Station Solo or Duo offers full-featured POS for larger retail or restaurant operations. Virtual Terminal is ideal for phone or online orders without hardware. Contact us and we'll help you choose.

Clover Capital lets you turn future credit card sales into working capital for your business. Unlike traditional loans, there's no fixed payment amount, no fixed term, and no interest rate. Repayment is based on a percentage of your daily card sales, making it a flexible option for businesses with variable revenue. Use the funds for inventory, equipment, marketing, or other business needs.

Yes! All Clover systems include built-in security features to help protect your customers, your business, and your reputation from fraud. Clover uses end-to-end encryption and meets the latest PCI compliance standards to keep payment data secure.

Absolutely! Clover is more than a payment system—it's a complete business management solution. You can manage inventory, track employee schedules and payroll, create customer loyalty programs, view real-time sales reports, compare your performance against competitors in your market, and even sell online. Hundreds of business apps are available through the Clover App Market.

© 2023 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.