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Limited-Time Mortgage Promotion
Get the best
rate available
Plus $1000 off fees
Get a free rate float-down during processing plus
$1,000 off lender fees on conventional loans.
Waiting on rates? Lock in your advantage.
If you've been waiting for rates to come down before buying or refinancing, this is your moment. With Westmark's Free Float Down, you don't have to choose between acting now and getting a better rate later. Lock in your rate today, and if rates improve up to five business days before closing, your rate adjusts down automatically. It's the best of both worlds.
On top of that, you'll save $1,000 off lender fees, making this one of the strongest mortgage offers available in Idaho right now. Whether you're buying your first home, upgrading, or refinancing, there's never been a better time to act.
Free Float Down
Lock In & Float Down
If rates drop during processing, your locked rate automatically adjusts — up to 0.50% lower, up to 5 business days before closing.
Lender Fee Discount
$1,000 Off Lender Fees
Save $1,000 on lender fees when you close on a qualifying conventional loan during the promotion period.
Why wait, buy with confidence
Lock in your advantage today and gain the discount.
Your Rate, Protected
Lock in today knowing you're protected. If rates drop before closing, your rate adjusts down — up to 0.50%.
Save $1,000 at Closing
Your lender fees are automatically reduced by $1,000 on qualifying conventional loans — real savings from day one.
Buy With Confidence
Feel good about moving forward, whether you're buying your first home, finding more space, or refinancing to a better rate.
Limited-Time Offer
This promotion expires July 31, 2026. The sooner you lock in, the more time your float-down has to work in your favor.
Simple Process
How the Free Float Down Works
Apply & Lock In Your Rate
Apply for a conventional mortgage and lock in your interest rate. You're protected from rate increases right away.
Rates Drop? You Benefit.
If rates improve during processing — up to 5 business days before closing — your locked rate floats down (up to 0.50%).
Close & Save $1,000
At closing, you'll also save $1,000 off lender fees — layered on top of the float-down benefit. That's real money back in your pocket.