Current Savings & Loan Rates
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Westmark offers competitive lending and savings rates
Being a credit union means you, the shareholder, get better savings and lending rates. We offer a full range of savings and lending products, compare our rates here!
Effective September 25, 2023 | APY = Annual Percentage Yield
Rates are tiered based on deposit. Rates shown are lowest to highest tier.
Term Certificate |
|
|---|---|
| Term | APY |
| 90 Days | 0.30% -0.35% |
| 180 Days | 0.50% - 0.55% |
| 8 Months | 1.00% -1.05% |
| 9 Months | 1.50% -1.50% |
| 11 Months | 5.05% - 5.05% |
| 12 Months | 5.15% - 5.15% |
| 13 Months | 2.00% - 2.00% |
| 18 Months | 4.85% - 4.85% |
| 23 Months | 4.50% - 4.50% |
| 24 Months | 3.55% - 3.55% |
| 36 Months | 4.00% - 4.00% |
| 48 Months | 4.00% - 4.00% |
| 60 Months | 3.80% - 3.80% |
Liquid Term Certificate |
|
|---|---|
| Term | APY |
| 15 Months | 4.00% - 4.00% |
IRA Term Certificate(Traditional, Roth, and SEP IRAs)$500-$19,999 |
|
|---|---|
| Term | APY |
| 12 Months | 2.00% - 2.05% |
| 24 Months | 3.55% - 3.55% |
Coverdell Education Savings Account Term Certificate$500-$19,999 |
|
|---|---|
| Term | APY |
| 12 Months | 2.00% - 2.05% |
| 24 Months | 3.55% - 3.55% |
Rates are set by the Board of Directors and are subject to change without notice. Rates are quoted as Annual Percentage Yield (APY). Early withdrawal of funds may affect the APY. Contact a Full Service Representative at (208) 523-1071 for more information.
Minimum balance for a Term Certificate is $500 unless otherwise noted. Rates are set by the Board of Directors and are subject to change without notice. Rates are quoted as Annual Percentage Yield (APY). Early withdrawal of funds may affect the APY. A penalty may be imposed for early withdrawal and could reduce the earnings of this account. Contact a Member Service Representative at (208) 523-1071 for more information.
Effective September 1, 2023 | APY = Annual Percentage Yield
Rates are tiered based on deposit. Rates shown are lowest tier to highest tier
Effective September 25, 2023 | APR = Annual Percentage Rate. The Annual Percentage Rates (APR) are our best rates.
Your rate may be higher depending on credit history and underwriting criteria.
Used Automobiles |
APR* |
|---|---|
| 2018-2020 up to 60 months | 7.49% |
| 2018-2020 up to 72 months | 7.89% |
| 2015-2017 up to 72 months | 9.99% |
| 2014 & Older up to 48 months | 9.99% |
Effective August 18, 2023 | APR = Annual Percentage Rate *Rates as low as*
Effective September 25, 2023 | APR = Annual Percentage Rate
These rates are based on approved credit, FICO score, loan-to-value, the length of term you select, and the type and age of collateral (if any). All rates quoted reflect the Annual Percentage Rate or APR.
*The Annual Percentage Rates (APR) are our best rates. Your rate may be higher depending on credit history and underwriting criteria.
**On the 8, 10, 15, 20 and 30 year No Fee First Mortgage refinance loans, we will waive or pay ALL required loan fees which include origination, and flood hazard determination fees. Contact a loan officer for more details.
***The 15 and 30 year loans don't include the following fees. If necessary, they must be paid by the borrower:
- Private Mortgage Insurance Fees
- Closing Fees or Closing Costs required by third party sales
- Tax Service Fees
- Any fees required to close, not specifically included in the promotional offer
***If the loan is repaid in the first 5 years, borrowers will need to reimburse Westmark for the promotional fees covered by this program.
