Term Certificates-the longer you can invest, the more you can earn.
Westmark Term Certificates are a way to maximize your earnings on your savings whenever you can afford to set aside your money for at least three months. Term Certificates pay higher dividends than savings programs because you invest your money for a specific period of time. Generally, the longer you choose to set aside your money, the higher the dividend paid.
Term Certificate Calculator
Maximize your savings with Westmark Credit Union’s Term Certificate Calculator. Discover the best interest rates and term lengths for optimal financial growth.CALCULATOR
All Westmark Term Certificates include the below features:
- Minimum deposit of $500 required.
- All Term Certificates automatically renew.
- 10-day grace period following Certificate maturity date.
- Dividends may be compounded or paid into a share account.
- Dividend rates are tiered for larger deposits.
Each Term Certificate may be federally insured to a maximum of $250,000 by the National Credit Union Administration (NCUA).
|Term||Dividends Compounded||Early Withdrawal Penalty|
|90-Days||At Maturity||90 Days Dividends|
|180-Days||At Maturity||90 Days Dividends|
|12-Months||Quarterly||180 Days Dividends|
|18-Months||Quarterly||180 Days Dividends|
|24-Months||Quarterly||180 Days Dividends|
|36-Months||Quarterly||180 Days Dividends|
|48-Months||Quarterly||180 Days Dividends|
|60-Months||Quarterly||180 Days Dividends|
Westmark also offers high yielding IRA Term Certificates. Please see our IRA Tab for information.