Mortgage Loans

Home Loans at Westmark Credit Union

You'll feel right at home with a Westmark mortgage 

Westmark is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a  mortgage simple and straight forward by offering you the latest in financial tools that enable you to make sound financial choices.   

Apply now current rates

First Mortgage

First Mortgages-dream loans for your dream home.

Buying a home soon? Financing it can be complicated, time consuming and expensive. At Westmark, we can reduce your financing costs and ensure that you understand your best mortgage options. We offer the following mortgage options:

Apply now current rates


10, 15, 20 or 30 years – Fixed Rate

Federal Housing Administration (FHA)

15 or 30 years – Fixed Rate

Veterans Administration (VA)

15 or 30 years – Fixed Rate

U.S. Dept of Agriculture
Rural Development – (USDA)

30 year - Fixed Rate

Idaho Housing Finance Association 

30 year - Fixed Rate

8 and 10 Year Westmark Mortgages

“No Lender Fee”

Down payment and fee requirements are different for each of these mortgage types. Contact one of our mortgage lenders for details. Your lender will advise you which programs you will most likely qualify for and will be best for your budget.

Special Services and Benefits

  • Retained Servicing on Conventional Mortgages 
  • Options to Buy Down Rates
  • Dividend Earning Escrow Accounts
  • Competitive Interest Rates

If you're in the market for buying a new home or refinancing your existing home, call our Mortgage Center today at (208) 552-1035.

First Time Home Buyer Programs

When you are shopping for your first home we can help you with several choices for financing. We know all the options can be confusing, so we welcome the opportunity to assist you in sorting them out. We offer the following programs and our lenders will walk you through each one to find which is right for you:

  • Conventional 15 and 30 year Loans
  • Idaho Housing Loan Program (IHFA)
  • Rural Development Loan Program (RDA)
  • Veterans Administration (VA)

Each program has different credit requirements, down payment and closing cost criteria, and other qualifying factors. We will gladly assist you in selecting the best fit for your budget.


*Westmark retains all
Conventional mortgage servicing with in-house underwriting. All mortgages are subject to an origination fee of 1% ($1,000 minimum). All loans are on an approved credit basis.


 Mortgage Team