Credit Cards

Credit Card Rewards at Westmark Credit UnionNow, more rewarding than ever. 

Whether you're looking for a card offering cash rewards or a card with a lower interest rate, we have what you're looking for. See our Credit Card Comparison Chart to see which card fits you.

Apply now    RATES Report Lost/Stolen Card Cash rewards login Mobile Wallet

NOTICE OF CHANGE – ATM WITHDRAWALS WITH YOUR CREDIT CARD

In compliance with VISA and MasterCard restrictions our credit card processing will no longer support combination account credit cards or duo cards, which feature credit card and debit card features.  In the past, we were able to process cash advances from your credit card or from your savings account as an alternative, from an ATM using a single credit card.  We, unfortunately, will no longer be able to provide this service, as support through the card processors has been discontinued.

You may still use your credit card for any cash advance available under your limit and you may still use your debit card to access cash from either your checking or savings account.   Thank you for your understanding and support of Westmark Credit Union. 

Credit Card Comparison

VISA CASH REWARDS

As Low As11.25%APR
  • Cash Rewards: YES
  • Annual Fee: NO
  • Cash Advance Fee: NO*
  • Minimum Limit: $1,000
  • Grace Period: YES- 25 Days on Purchases
  • Balance Transfer Fees: NO
  • Low Minimum Payment: 2.5% of Balance

VISA PLATINUM

As Low As7.25%APR
  • Cash Rewards: NO
  • Annual Fee: NO
  • Cash Advance Fee: NO*
  • Minimum Limit: $10,000
  • Grace Period: YES - 25 Days on Purchases
  • Balance Transfer Fees:  4%
  • Low Minimum Payment: 2.5% of Balance

REWARDS CREDIT CARD

As Low As 12.74%APR
  • Cash & Merchandise Rewards: YES
  • Annual Fee: NO
  • Cash Advance Fee: NO*
  • Minimum Limit: $1,000
  • Grace Period: YES - 25 Days on Purchases
  • Balance Transfer Fees: NO
  • Low Minimum Payment: 2.5% of Balance
  • Learn More

 

Visa Cash Reward Features by Westmark Credit Union

VISA Cash Rewards

Features

  • 1% cash back on all eligible purchases. 
  • Redeem your rewards at anytime throughout the year. 
  • 25 day grace period on all purchases.
  • *No cash advance fees.
  • Card Customization - Coming Soon

We are currently offering 2% Cash Rewards when you spend at least $1000 on eligible purchases within the first 90 days. 

APPLY NOW

Westmark Credit Union's Visa Platinum Card

VISA Platinum

Features

  • Low rate.
  • Low minimum payment. 
  • 25-day grace period on purchases.
  • *No cash advance fees.
  • Card Customization - Coming Soon

APPLY NOW

Westmark Credit Union's Visa Platinum Card

 Rewards Credit Card

Features

  • Must have Rewards Checking to obtain this card.
  • 1 Point Per $1 spent
  • Redeem your rewards at anytime throughout the year.
  • 25 day grace period
  • *No cash advance fees
  • Card Customization-Coming Soon

APPLY NOW

All loans are on approved credit basis. Credit Card rates are variable rates.
*Cash Advance Fees may apply to promotional rates. VISA Cash Rewards Card carries a higher interest rate on Cash Advances.


Lost or Stolen Credit Cards

What should you do if you have a lost or stolen credit or debit card?

If your Westmark credit or debit card is lost or stolen, call us immediately to report the loss at:

(208) 523-1071
Toll-free: 1-800-574-5626

If it is after hours or on the weekend, call:

Toll-free: 1-800-472-3272