Credit Cards

Do More With Your Credit Card

We offer a range of card services that meet your personal style and financial needs. Want your own personal photo on your Credit Card? Our ePix™ Card Customizer allows you to customize your image on your card to match your style!

Whatever features are important to you in a credit card, you will find them in one of Westmark's VISAs or MasterCards. Our cards are attractive and offer features and benefits for every lifestyle. See our Credit Card Comparison Chart to see which card fits you.

Apply now   RATES Report Lost/Stolen Card

Credit Card Comparison

  VISA MasterCard Gold VISA Platinum
Annual Fees No No No
Cash Advance Fees No *No *No
ATM and CALL 24 Access Yes Yes Yes
On-line Account Access Yes Yes Yes
Minimum Limit $1,000 $5,000 $10,000
Grace Period No Yes
25 Days on Purchases
Yes
25 Days on Purchases
Auto Payroll Deduction Yes Yes Yes
Low Minimum Payment 2.5% of Balance 2.5% of Balance 2.5% of Balance
Agreement Visa Card Agreement MasterCard Gold Card Agreement Visa Platinum Card Agreement

*Cash Advance Fees may apply to promotional rates.

VISA Credit Card

This card is also offered as a Secured Credit Card, which means if you are trying to help build or establish your credit history you may want the Secured feature.

  • $500 minimum on secured card option, other $1,000 minimum limit
  • No Grace Period

Use the following link to view our current VISA Card Agreement. Contact a Financial Service Representative for more information regarding the Secured Card Option.
Visa Card Agreement

Apply now

All loans are on approved credit basis. Credit Card rates are variable rates.

MasterCard Gold

  • Minimum $5,000 limit
  • 25-day grace period on purchases

Use the following link to view our current MasterCard Gold Card Agreement.
MasterCard Gold Card Agreement

Apply now

All loans are on approved credit basis.  Credit Card rates are variable rates.

VISA Platinum

This card offers the following:

  • Minimum $10,000 limit
  • 25-day grace period on purchases

Use the following link to view our current Visa Platinum Card Agreement.
Visa Platinum Card Agreement

Apply now

All loans are on an approved credit basis. Credit card rates are variable rates.

Note: VISA cards will be accepted for purchases outside the United States, but will not work in ATMs.


Lost or Stolen Credit Cards

What should you do if you have a lost or stolen credit or debit card?

If your Westmark credit or debit card is lost or stolen, call us immediately to report the loss at:

  • (208) 523-1071
  • Toll-free 1-800-574-5626

 If it is after hours or on the weekend, call:

  • Toll-free 1-800-453-4270

 If you are out of the country and lost your card, call:

  • 1-727-570-4881