When it comes to our checking accounts, the choice is yours.
Westmark Credit Union has the perfect checking account to fit your financial needs, whether you are interested in a no-fee checking account (Eagle Checking), an interest-bearing checking account (Platinum Plus Checking), a checking account that pays a higher dividend (High Yield Checking), or an interest-bearing checking account for those 55 years of age and older (Prime 55 Checking). Westmark's checking accounts give you quick and easy access to your money, giving you access anytime, anywhere.
Checking Account Comparison
|Minimum Deposit Requirement||$25||$25||$25||$100|
|Monthly Fee||No||No||$5, if account falls below minimum aggregate balance or no activity||$10, if balance falls below $500 or other account requirements are not met.|
|Interest Bearing||No||Yes||Yes, Platinum Plus Rate||Yes, Tiered and based on total daily balance|
|Minimum Balance Requirement||No||No||$5,000, aggregate balance and an active checking account||$500 monthly deposit, 20 debit card transactions, and $500 Checking Account balance|
|Online Bill Pay||15 free per month||15 free per month||15 free per month||15 free per month|
|Overdraft Check Protection***||Up to $300||Up to $300||Up to $1,000||Up to $300|
|Check Orders||Free Starter Book||2 boxes per year||2 boxes per year||2 boxes per year|
|VISA Debit Card||Free||Free||Free||Free|
|Personal Branch (Home Banking)||Free||Free||Free||Free|
|Additional Benefits||None||$1 Money Orders or Cashier Checks||$1 Money Orders or Cashier Checks
$12 off annual Safe Deposit Box rental (where available)
|$1 Money Orders or Cashier Checks|
See Disclosure for additional details. Non Sufficient Funds (NSF) fees apply to all Westmark Checking Accounts.
*Any credit line used as an overdraft source is $3 per transaction.
**Courtesy Pay – Opt In Service is $29 per Item
*** Personal Line of Credit and Return Check Protection are dependent upon Chex System Rating.
Once you choose Westmark Credit Union, opening a checking account takes virtually no time—we will set you up and have you on the go before you know it. Exceptional customer service is our primary goal. If you aren't currently a member utilize our Account Switch Kit, transitioning your account has never been any easier!
With a Westmark Checking Account you are eligible to take advantage of numerous benefits. All checking accounts provide $1,000 in Accidental Death & Dismemberment Insurance, as well as 24/7 access to accounts via online and mobile banking as well as ATMs.
To learn more about our checking account types or to join Westmark Credit Union anywhere in Idaho, contact us today. We look forward to helping you!
Call today to set up your account!