Checking Accounts

When it comes to our checking accounts, the choice is yours.

Westmark Credit Union has the perfect checking account to fit your financial needs, whether you are interested in a no-fee checking account (Eagle Checking), an interest-bearing checking account (Platinum Plus Checking), a checking account that pays a higher dividend (High Yield Checking), or an interest-bearing checking account for those 55 years of age and older (Prime 55 Checking). Westmark's checking accounts give you quick and easy access to your money, giving you access anytime, anywhere.

 CURRENT RATES  order checks Visa Check Card OPEN ACCOUNT

Checking Account Comparison

 

Eagle

Prime 55

Platinum Plus

High Yield

Minimum Deposit Requirement $25 $25 $25 $100
Monthly Fee No No $5, if account falls below minimum aggregate balance or no activity $10, if balance falls below $500 or other account requirements are not met.
Interest Bearing No Yes Yes, Platinum Plus Rate Yes, Tiered and based on total daily balance
Minimum Balance Requirement No No $5,000, aggregate balance and an active checking account $500 monthly deposit, 20 debit card transactions, and $500 Checking Account balance
Online Bill Pay 15 free per month 15 free per month 15 free per month 15 free per month
Overdraft Check Protection*** Up to $300 Up to $300 Up to $1,000 Up to $300
Check Orders Free Starter Book 2 boxes per year 2 boxes per year 2 boxes per year
VISA Debit Card Free Free Free Free
Personal Branch (Home Banking) Free   Free Free  Free 
Additional Benefits None $1 Money Orders or Cashier Checks $1 Money Orders or Cashier Checks 

$12 off annual Safe Deposit Box rental (where available)
$1 Money Orders or Cashier Checks  

 See Disclosure for additional details. Non Sufficient Funds (NSF) fees apply to all Westmark Checking Accounts.
*Any credit line used as an overdraft source is $3 per transaction.
**Courtesy Pay – Opt In Service is $29 per Item
*** Personal Line of Credit and Return Check Protection are dependent upon Chex System Rating.

Westmark's Eagle Checking is a no-fee account. You can pay bills, use a debit card, set up automatic transfers, make deposits, and quick transfers all from your checking account. 

Account Features

  • No monthly service fee
  • No minimum balance
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • $300 return check protection
  • Free Westmark-Logo starter book of checks
  • Free Visa check card

*See comparison chart above for benefits, fees and requirements.

Our Prime 55 Checking Account provides additional benefits perfect for 55+ members.

Account Features

  • No monthly service fee
  • Interest bearing account
  • No minimum balance
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • $300 return check protection
  • Free Westmark Logo Checks - 2 boxes per year
  • Free Visa check card
  • $1 Cashier's Checks or Money Orders

*See comparison chart above for benefits, fees and requirements.

 If you can keep a $5,000 aggregate balance and you maintain an active checking account then this checking account will give you even larger returns on your money.

Account Features

  • $5 monthly fee if account falls below minimum aggregate balance requirement or no monthly checking account activity
  • Interest bearing account at platinum plus rate
  • $5,000 deposit aggregate and an active checking account required
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • $1,000 return check protection
  • Free Westmark Logo or Platinum Plus Checks - 2 boxes per year
  • Free Visa check card
  • 3 x 5 Safe Deposit Box (where available) - $12.00 off annual rental fee
  • $1 Cashier's Checks or Money Orders

*See comparison chart above for benefits, fees and requirements.

This checking account offers tiered rates, which pay dividends based upon your total daily balance. This account is also structured to pay the highest rate on the first tier, so you start earning a higher dividend right from the start. See the Chart for further details!

Account Features

  • $500.00 Minimum Balance
  • Interest bearing account that is tiered and based on total daily balance.
  • $10 monthly fee if balance falls below $500 or other account requirements are not met.
  • $500 monthly deposit, 20 debit card transactions and $500 checking account balance.
  • Free Visa Debit Card
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • No Check Cashing Fee
  • $300 return check protection
  • Free Checks - 2 boxes per year
  • $1 Money Orders or Cashier Checks

*See comparison chart above for benefits, fees and requirements.

 

 

Why Westmark?

Once you choose Westmark Credit Union, opening a checking account takes virtually no time—we will set you up and have you on the go before you know it. Exceptional customer service is our primary goal. If you aren't currently a member utilize our Account Switch Kit, transitioning your account has never been any easier!

With a Westmark Checking Account you are eligible to take advantage of numerous benefits. All checking accounts provide $1,000 in Accidental Death & Dismemberment Insurance, as well as 24/7 access to accounts via online and mobile banking as well as ATMs.

To learn more about our checking account types or to join Westmark Credit Union anywhere in Idaho, contact us today. We look forward to helping you!

Call today to set up your account!

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