Checking Accounts

When it comes to our checking accounts, the choice is yours.

Westmark Credit Union has the perfect checking account to fit your financial needs. We offer a no-fee checking account, an account packed with benefits, or an account that earns you rewards on your daily purchases. Westmark's checking accounts give you quick and easy access to your money, giving you access anytime, anywhere.

OPEN ACCOUNT Current Rates order Checks Courtesy Pay redeem Rewards 

Mobile Wallet CardComplete  Card Creator

Checking Account Comparison

EAGLE

Completely Free Checking
$0/month
  • Minimum Balance: NO
  • Earn Reward Points: NO

PREMIUM

Premium Benefits & Discounts
$5/month
  • Minimum Aggregate Deposit Balance: $5000
  • Earn Reward Points: NO
$5 Fee waived if $5000 min aggregate deposit balance is maintained, and you have account activity during the month (waived for members over 55 years old).

REWARDS

Earns Rewards Points
$5/month
  • Minimum Balance: NO
  • Earn Reward Points: YES
$5 waived if $1000 monthly direct deposit OR 15 monthly debit card transactions OR $2500 min. balance

STUDENT REWARDS

Ages 13-24 with Rewards
$0/month
  • Minimum Balance: NO
  • Earn Reward Points: YES

Click here for disclosures, additional details, terms and conditions. Non Sufficient Funds (NSF) fees apply to all Westmark Checking Accounts.

 


Eagle Checking

Account Benefits

  • No minimum balance and no monthly fees
  • Free Online Banking 
  • Free Online Bill Pay (Account-to-Business Payments)
  • $300 return check protection
  • Free Westmark-Logo starter book of checks
  • Card Customization
  • Courtesy Pay  
    •       To Opt In click here or Call 208-529-1891
  • Free Card Fraud Monitoring
  • Free CardComplete
  • Free Credit Score Monitoring
  • Free Mobile Banking App

Premium Checking

Account Benefits

  • Add .10% to Term Certificate rates (Excludes Promotional Rates)
  • Deduct .25% from Secured Fixed Rate Consumer Loans (non-mortgage based)
  • Interest bearing account at premium rate
  • Free Online Banking 
  • Free Online Bill Pay (Account-to-Business Payments)
  • $1,000 overdraft check protection
  • 1 Free Box per year of Westmark Stock Checks
  • $5000 minimum aggregate deposit balance
  • A $5 monthly fee will be assessed unless a $5000 minimum aggregate deposit balance is maintained, and you have account activity during the month. (waived for members over 55 years old) 
  • Card Customization
  • Courtesy Pay 
    •      To Opt In click here or Call 208-529-1891
  • Free Card Fraud Monitoring
  • Free CardComplete
  • Free Credit Score Monitoring
  • Free Mobile Banking App
  • Premium Money Market Account

Rewards Checking

Account Benefits

  • No minimum balance
  • Earns Reward Points
  • Free Online Banking 
  • Free Online Bill Pay (Account-to-Business Payments)
  • $300 return check protection
  • Free Westmark-Logo starter book of checks
  • Card Customization
  • Courtesy Pay  
    •       To Opt In click here or Call 208-529-1891
  • Free Card Fraud Monitoring
  • Free CardComplete
  • Free Credit Score Monitoring
  • Free Mobile Banking App
  • A $5 fee will be assessed unless one of three requirements are met. Make a total of $1000 in direct deposits, make 15 Debit/Rewards Credit Card transactions, or maintain a $2500 minimum balance. 
  • Rewards Credit Card is an option with this account.
  • Points are tracked and redeemable on first in, first out basis. Points will expire on the last day of the month, two years after the date of issuance.
  • Earn points as follows:
Account Opening Bonus (One-Time) 500 pts
Direct Deposit (Once Per Month) 100 pts
Opt Out of Paper Statements (One-Time) 200 pts
New First Mortgage

5000 pts

New Consumer Secured Loan Product 500 pts
New Credit Card/Home Equity/2nd Mortgage 500 pts
New IRA Account or IRA Certificate 500 pts
New Term Certificate or Money Market Account 500 pts
  • Rewards Debit Card – 1 point per $3 spent (Signature Based Transactions)
  • Rewards Credit Card – 1 point per $1 spent

Student Rewards Checking

Account Benefits

  • No minimum balance and no monthly fees
  • Earns Reward Points
  • Deduct .25% from consumer loan with current Student ID Card
  • $25 Deposit in Checking for referring a friend
  • 1 non Westmark ATM fee refunded monthly
  • Free Online Banking
  • Free Online Bill Pay (Account-to-Business Payments)
  • $300 return check protection
  • Free Westmark-Logo starter book of checks
  • Card Customization
  • Courtesy Pay  
    •       To Opt In click here or Call 208-529-1891
  • Free Card Fraud Monitoring
  • Free CardComplete
  • Free Credit Score Monitoring
  • Free Mobile Banking App
  • Rewards Credit Card is an option with this account.
  • Points are tracked and redeemable on first in, first out basis. Points will expire on the last day of the month, two years after the date of issuance. 
  • Earn points as follows:
Account Opening Bonus (One-Time) 500 pts
Direct Deposit (Once Per Month) 100 pts
Opt Out of Paper Statements (One-Time) 200 pts
New First Mortgage

5000 pts

New Consumer Secured Loan Product 500 pts
New Credit Card/Home Equity/2nd Mortgage 500 pts
New IRA Account or IRA Certificate 500 pts
New Term Certificate or Money Market Account 500 pts
  • Rewards Debit Card – 1 point per $3 spent (Signature Based Transactions)
  • Rewards Credit Card – 1 point per $1 spent
 

Why Westmark?

Once you choose Westmark Credit Union, opening a checking account takes virtually no time—we will set you up and have you on the go before you know it. Exceptional customer service is our primary goal. If you aren't currently a member utilize our Account Switch Kit, transitioning your account has never been any easier!

With a Westmark Checking Account you are eligible to take advantage of numerous benefits. All checking accounts provide $1,000 in Accidental Death & Dismemberment Insurance, as well as 24/7 access to accounts via online and mobile banking as well as ATMs.

To learn more about our checking account types or to join Westmark Credit Union anywhere in Idaho, contact us today. We look forward to helping you!

Call today to set up your account!

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