When it comes to our checking accounts, the choice is yours.
Westmark Credit Union has the perfect checking account to fit your financial needs, whether you are interested in a no-fee checking account (Eagle Checking), an interest-bearing checking account (Platinum Plus Checking), a checking account that pays a higher dividend (High Yield Checking), or an interest-bearing checking account for those 55 years of age and older (Prime 55 Checking). No matter your lifestyle or needs, Westmark Credit Union in Idaho has an account just for you.
Checking accounts give you quick and easy access to your money, and with the Internet, you can have access anytime, anywhere. You can pay bills and take care of your financial transactions from your checking account, as well as quickly write checks, use a debit card, set up automatic transfers, and make deposits. Unlike savings accounts, the primary purpose of using a checking account is to make transactions and spend money, so there are few (if any) limits on the number of transactions. At Westmark Credit Union, we will help you grow financially when you join our union, as well as provide you with the most competitive rates and lowest fees throughout Idaho, all to make sure you’re rewarded for choosing Westmark Credit Union.
Types of checking accounts
We offer different checking account types with unique requirements and options. We understand our members at Westmark Credit Union have different needs and lifestyles, so we invite you to look through the types of checking accounts we have to offer before becoming a member. If you have any other questions, just give us a call at (208) 523-1071. All checking accounts come with a free Visa check card and free Personal Branch (Home Banking). To learn more about the different custom-tailored services we offer, click here.
Checking Account Comparison
|Minimum Deposit Requirement||$25||$25||$25||$100|
|Monthly Fee||No||No||$5, if account falls below minimum aggregate balance or no activity||$10, if balance falls below $500 or other account requirements are not met.|
|Interest Bearing||No||Yes||Yes, Platinum Plus Rate||Yes, Tiered and based on total daily balance|
|Minimum Balance Requirement||No||No||$5,000, aggregate balance and an active checking account||$500 monthly deposit, 20 debit card transactions, and $500 Checking Account balance|
|Online Bill Pay||15 free per month||15 free per month||15 free per month||15 free per month|
|Overdraft Check Protection***||Up to $300||Up to $300||Up to $1,000||Up to $300|
|Check Orders||Free Starter Book||2 boxes per year||2 boxes per year||2 boxes per year|
|VISA Debit Card||Free||Free||Free||Free|
|Personal Branch (Home Banking)||Free||Free||Free||Free|
|Additional Benefits||None||$1 Money Orders or Cashier Checks||$1 Money Orders or Cashier Checks
$12 off annual Safe Deposit Box rental (where available)
|$1 Money Orders or Cashier Checks|
See Disclosure for additional details. Non Sufficient Funds (NSF) fees apply to all Westmark Checking Accounts.
*Any credit line used as an overdraft source is $3 per transaction.
**Courtesy Pay – Opt In Service is $29 per Item
*** Personal Line of Credit and Return Check Protection are dependent upon Chex System Rating.
Once you choose Westmark Credit Union, opening a checking account takes virtually no time—we will set you up and have you on the go before you know it. Exceptional customer service is our primary goal, and we understand how important having access to your money is, especially when making the transition. To become a member of Westmark Credit Union, you’ll need to have a checking account anyway (as you need a minimum of $5 per member deposit)—and with our easy Account Switch Kit, transitioning has never been any easier!
Westmark Credit Union provides multiple advantages, but the first and foremost is that you become a member with us. We work to satisfy members like you, who own an equal part of the credit union. We also provide extremely low fees, as well as much more lenient overdraft fees. And with better interest rates, more relaxed policies, and the right to vote for our Board of Directors, what better place to open your checking account and make a difference?
With a Westmark Checking Account you are eligible to take advantage of numerous benefits. All checking accounts provide $1,000 in Accidental Death & Dismemberment Insurance, as well as 24/7 access to accounts via online and mobile banking as well as ATMs.
To learn more about our checking account types or to join Westmark Credit Union anywhere in Idaho, contact us today. We look forward to helping you!
Call today to set up your account!