Checking Accounts

When it comes to our checking accounts, the choice is yours.

Westmark Credit Union has the perfect checking account to fit your financial needs. We offer a no-fee checking account, an account packed with benefits, or an account that earns you rewards on your daily purchases. Westmark's checking accounts give you quick and easy access to your money, giving you access anytime, anywhere.

 CURRENT RATES  order checks redeem rewards OPEN ACCOUNT

Checking Account Comparison

Eagle CHECKING

Completely Free Checking
$0/month
  • Minimum Balance: NO
  • Earn Reward Points: NO

PRIME 55 CHECKING

Ages 55 and older + Free
$0/month
  • Minimum Balance: NO
  • Earn Reward Points: NO

PREMIUM CHECKING

Premium Benefits & Discounts
$10/month 
$10 waived if $2500 min balance is maintained, at least 3 debit transactions per month, and one deposit a month is made
  • Minimum Balance: $2500
  • Earn Reward Points: NO

REWARDS CHECKING

Earns Rewards Points
$5/month
$5 waived if $1000 monthly direct deposit OR 15 monthly debit card transactions OR $2500 min. balance
  • Minimum Balance: NO
  • Earn Reward Points: YES

STUDENT REWARDS CHECKING

Ages 13-24 with Rewards
$0/month
  • Minimum Balance: NO
  • Earn Reward Points: YES

See Disclosure for additional details. Non Sufficient Funds (NSF) fees apply to all Westmark Checking Accounts.


Eagle Checking

Account Benefits

Prime 55 Checking

Account Benefits

  • No minimum balance and no monthly fees
  • Interest bearing account 
  • $1 Cashier's Checks or Money Orders 
  • Free Westmark Logo Checks - 1 box per year
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • Card Customization with ePix
  • $300 return check protection
  • Courtesy Pay available 

Premium Checking

Account Benefits

  • Add .10% to Term Certificate rates
  • Deduct .25% from Secured Consumer Loans
  • Deduct .25% from Home Equity Loans
  • Interest bearing account at premium rate
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • Card Customization with ePix
  • $1,000 return check protection
  • Free Westmark-Logo starter book of checks
  • $2500 minimum balance
  • A $10 monthly fee will be assessed unless a $2500 minimum balance is maintained, make at least 1 deposit and 3 debit transactions per month.  
 

Rewards Checking

Account Benefits

  • No minimum balance and no monthly fees
  • Earns Reward Points
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • Card Customization with ePix
  • $300 return check protection
  • Free Westmark-Logo starter book of checks
  • Courtesy Pay available 
  • A $5 fee will be assessed unless one of three requirements are met. Make a total of $1000 in direct deposits, make 15 Debit/Rewards Credit Card transactions, or maintain a $2500 minimum balance. 

Student Rewards Checking

Account Benefits

  • No minimum balance and no monthly fees
  • Earns Reward Points
  • Deduct .25% from consumer loan with current Student ID Card
  • $25 Deposit in Checking for referring a friend
  • 1 non Westmark ATM fee refunded monthly
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • Card Customization with ePix
  • $300 return check protection
  • Free Westmark-Logo starter book of checks
  • Courtesy Pay available 
 

 


Why Westmark?

Once you choose Westmark Credit Union, opening a checking account takes virtually no time—we will set you up and have you on the go before you know it. Exceptional customer service is our primary goal. If you aren't currently a member utilize our Account Switch Kit, transitioning your account has never been any easier!

With a Westmark Checking Account you are eligible to take advantage of numerous benefits. All checking accounts provide $1,000 in Accidental Death & Dismemberment Insurance, as well as 24/7 access to accounts via online and mobile banking as well as ATMs.

To learn more about our checking account types or to join Westmark Credit Union anywhere in Idaho, contact us today. We look forward to helping you!

Call today to set up your account!

CALL TODAYFIND A BRANCH NEAR YOU