Checking Accounts

When it comes to our checking accounts, the choice is yours.

Westmark Credit Union has the perfect checking account to fit your financial needs, whether you are interested in a no-fee checking account (Eagle Checking), an Interest Bearing Checking Account (Platinum Plus Checking), a checking account that pays a higher dividend (High Yield Checking), or you are 55 years and older and want an Interest Bearing Checking Account (Prime 55 Checking).

 CURRENT RATES  order checks Visa Check Card OPEN ACCOUNT

Checking Account Comparison

 
Eagle
Prime 55
Platinum Plus
High Yield
Minimum Deposit Requirement $25 $25 $25 $100
Monthly Fee No No $5, if account falls below minimum aggregate balance or no activity $10, if balance falls below $500 or other account requirements are not met.
Interest Bearing No Yes Yes, Platinum Plus Rate Yes, Tiered and based on total daily balance
Minimum Balance Requirement No No $5,000, aggregate balance and an active checking account $500 monthly deposit, 20 debit card transactions, and $500 Checking Account balance
Online Bill Pay 15 free per month 15 free per month 15 free per month 15 free per month
Overdraft Check Protection*** Up to $300 Up to $300 Up to $1,000 Up to $300
Check Orders Free Starter Book 2 boxes per year 2 boxes per year 2 boxes per year
VISA Debit Card Free Free Free Free
Personal Branch (Home Banking) Free   Free Free  Free 
Additional Benefits None $1 Money Orders or Cashier Checks $1 Money Orders or Cashier Checks

$12 off annual Safe Deposit Box rental (where available)
$1 Money Orders or Cashier Checks  

 See Disclosure for additional details. Non Sufficient Funds (NSF) fees apply to all Westmark Checking Accounts.
*Any credit line used as an overdraft source is $3 per transaction.
**Courtesy Pay – Opt In Service is $29 per Item
*** Personal Line of Credit and Return Check Protection are dependent upon Chex System Rating.

Our Eagle Checking Account offers you unlimited check writing privileges with no monthly fees and no minimum balance. Your account is totally free, there is no per check charge and you receive the following benefits:

Account Features

  • No monthly service fee
  • No minimum balance
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • $300 return check protection
  • Free Westmark-Logo starter book of checks
  • Free Visa check card

*See comparison chart above for benefits, fees and requirements.

Earn dividends and get unlimited check writing privileges and no per check charges with our Prime 55 checking account for our members 55 years and greater.

Account Features

  • No monthly service fee
  • Interest bearing account
  • No minimum balance
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • $300 return check protection
  • Free Westmark Logo Checks - 2 boxes per year
  • Free Visa check card
  • $1 Cashier's Checks or Money Orders

*See comparison chart above for benefits, fees and requirements.

Earn dividends and get unlimited check writing privileges and no per check charges with our Platinum Plus Checking account for our eligible members.

Account Features

  • $5 monthly fee if account falls below minimum aggregate balance requirement or no monthly checking account activity
  • Interest bearing account at platinum plus rate
  • $5,000 deposit aggregate and an active checking account required
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • $1,000 return check protection
  • Free Westmark Logo or Platinum Plus Checks - 2 boxes per year
  • Free Visa check card
  • 3 x 5 Safe Deposit Box (where available) - $12.00 off annual rental fee
  • $1 Cashier's Checks or Money Orders

*See comparison chart above for benefits, fees and requirements.

This checking account offers tiered rates, which pay dividends based upon your total daily balance. This account is also structured to pay the highest rate on the first tier, so you start earning a higher dividend right from the start. See the Chart for further details!

All Westmark checking accounts provide $1,000 in Accidental Death & Dismemberment Insurance, as well as allowing our members access to their accounts 24 hours per day, seven days a week through their personal computers (Personal Branch) or by using an Automated Teller Machine (ATM).

A FREE VISA Debit Card will enhance your membership experience.

Account Features

  • $500.00 Minimum Balance
  • Interest bearing account that is tiered and based on total daily balance.
  • $10 monthly fee if balance falls below $500 or other account requirements are not met.
  • $500 monthly deposit, 20 debit card transactions and $500 checking account balance.
  • Free Visa Debit Card
  • Free Personal Branch (Home Banking)
  • Online Bill Pay, 1st 15 free per month
  • No Check Cashing Fee
  • $300 Return Check Protection
  • $300 Personal Line of Credit and Overdraft Protection
  • Free Checks - 2 boxes per year
  • $1 Money Orders or Cashier Checks

*See comparison chart above for benefits, fees and requirements.

 

With a Westmark Checking Account you are eligible to take advantage of numerous benefits. All checking accounts provide $1,000 in Accidental Death & Dismemberment Insurance, as well as 24/7 access to accounts via online and mobile banking as well as ATMs.