Checking Accounts in Idaho
When it comes to our checking accounts, the choice is yours.
Westmark Credit Union has the perfect checking account to fit your financial needs, whether you are interested in a no-fee checking account (Eagle Checking), an Interest Bearing Checking Account (Platinum Plus Checking), a checking account that pays a higher dividend (High Yield Checking), or you are 55 years and older and want an Interest Bearing Checking Account (Prime 55 Checking).
Checking Account Comparison
|Minimum Deposit Requirement||$25||$25||$25||$100|
|Monthly Fee||No||No||$5, if account falls below minimum aggregate balance or no activity||$10, if balance falls below $500 or other account requirements are not met.|
|Interest Bearing||No||Yes||Yes, Platinum Plus Rate||Yes, Tiered and based on total daily balance|
|Minimum Balance Requirement||No||No||$5,000, aggregate balance and an active checking account||$500 monthly deposit, 20 debit card transactions, and $500 Checking Account balance|
|Online Bill Pay||15 free per month||15 free per month||15 free per month||15 free per month|
|Overdraft Check Protection***||Up to $300||Up to $300||Up to $1,000||Up to $300|
|Check Orders||Free Starter Book||2 boxes per year||2 boxes per year||2 boxes per year|
|VISA Debit Card||Free||Free||Free||Free|
|Personal Branch (Home Banking)||Free||Free||Free||Free|
|Additional Benefits||None||$1 Money Orders or Cashier Checks||$1 Money Orders or Cashier Checks
$12 off annual Safe Deposit Box rental (where available)
|$1 Money Orders or Cashier Checks|
See Disclosure for additional details. Non Sufficient Funds (NSF) fees apply to all Westmark Checking Accounts.
*Any credit line used as an overdraft source is $3 per transaction.
**Courtesy Pay – Opt In Service is $29 per Item
*** Personal Line of Credit and Return Check Protection are dependent upon Chex System Rating.
With a Westmark Checking Account you are eligible to take advantage of numerous benefits. All checking accounts provide $1,000 in Accidental Death & Dismemberment Insurance, as well as 24/7 access to accounts via online and mobile banking as well as ATMs.