Why wait until payday to access your funds?
With Early Direct Deposit you can access your incoming funds up to two days in advance.* Whether your direct deposit funds are from a paycheck, social security check, or tax refund, Early Direct Deposit gets you paid earlier. Which means you can pay bills earlier, save earlier, or invest earlier.
The best part is, it's free.
- Early Direct Deposit is a free service, there's no enrollment cost or monthly fees.
- All direct deposits qualify, including tax refunds, military pay, Social Security benefits and more.
Early Direct Deposit Frequently Asked Questions
What is Early Direct Deposit?
Early Direct Deposit is a benefit of Westmark membership that allows you to access direct deposit funds deposited to your account up to two days earlier than the scheduled deposit date.*
How do I set up Early Direct Deposit?
This is an automatic service for Westmark members who have direct deposits coming into your Westmark Account. If you don't have direct deposit set up, you can set it up through an employer or other such payer like Social Security. You’ll need your Westmark Electronic Account Number/MICR Number and routing number.
What payments can be available up to two days early?
All direct deposits and ACH payments qualify, including payroll, pensions, tax refunds, military pay, Social Security, government benefit payments and more.
*Early Direct Deposit is subject to ACH sender terms and conditions. Westmark Credit Union will generally post payroll direct deposits on the day they are received, which may be up to two days earlier than the scheduled posting date.
